Personal Loans
A smarter loan. You earned it.
You are more than your credit score. Your education and experience help you get the rate you deserve.
Personal Loans
Imagine $0 balance on all of your credit cards
Eliminate your credit card debt by using your Best Egg funds to pay off or pay down higher-rate balances. Plus, get peace of mind knowing that you’re financially on track and you have a plan that takes care of all you’re trying to accomplish.
Up to $35,000 to consolidate bills and get things done
Request a loan for as little as $2,000 or as much as $35,000*. Use your loan to handle household remodeling, car repairs, vacations, and medical expenses too.
One convenient monthly payment with fixed rates
American Employee Services members enjoy an exclusive .25% rate discount on their loan – that means rates as low as 5.74%–29.74%.* You can make payments over time with clear, flexible terms, no prepayment penalties, and no surprises.
*Best Egg loans are unsecured personal loans through Cross River Bank, a New Jersey chartered bank, member FDIC. Equal Housing Lender. “Best Egg” is a trademark of Marlette Funding LLC. Loan amounts range from $2,000 to $35,000. All Best Egg loans in Massachusetts must exceed $6,000, and loans in Georgia must exceed $3,000. The Annual Percentage Rate (APR) is the cost of credit as a yearly rate. The APR ranges from 5.74% to 29.74% (includes .25% rate discount), which may include an origination fee of between 0.99% and 4.99%. Any origination fees on 5-year loans will be 4.99%. Origination fees are deducted from loan proceeds. The APR offered will depend on your credit score, application information, loan amount, loan term, and credit usage history. Requests for the highest loan amount may result in an APR higher than our lowest advertised rate. You must have a minimum 700 FICO® score and a minimum individual annual income of $100,000 to qualify for our lowest rate. Your verifiable income must support your ability to repay your loan. Upon loan acceptance, the timing of funds availability may vary depending upon your bank’s individual policies.